DPSE Advisory

Payment architecture for platforms that have outgrown standard PSP setups.

DPSE Advisory helps mid-market platforms design and execute payment infrastructure across gateways, acquirers, BIN strategy, jurisdictional setup, compliance, and commercial negotiations.

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A strategy-and-execution partner for payment architecture.

Who it is for

Not every merchant needs this.

This offering is for platforms whose payment model forces architectural decisions: routing, risk segmentation, jurisdiction, BIN logic, acquirer activation, and governance.

Typical starting points

  • Multi-seller SaaS platforms and marketplaces
  • Creator Economy platforms with international payment volume
  • Subscription businesses across multiple markets and risk profiles
  • Platforms with BIN, multi-MID, or multi-acquirer ambitions
  • Businesses facing MoR vs. single-merchant model decisions
  • Mid-market merchants with roughly EUR 20M to EUR 500M annual payment volume

Less suitable

If a single PSP, a standard checkout, and one uniform risk setup are sufficient, DPSE Advisory is probably deeper than required.

Three pillars

Architecture, connectivity, and compliance in one engagement.

The focus is not provider directories. It is a resilient operating model for platforms with complex payment flows.

01

Architecture

Target-state design and payment infrastructure logic, from smart gateway design to risk segmentation.

  • Smart gateway and pass-through gateway architecture
  • Multi-layer routing and risk-based routing
  • BIN strategy, multi-MID setup, and jurisdictional structure
  • MoR vs. single-merchant logic
  • KYC-driven seller segmentation

02

Connectivity

Operational activation through the DPSE network, not just selection and shortlisting.

  • Acquirer and PSP activation
  • Commercial negotiation support
  • Operational execution through existing payment relationships
  • SaveMyFees as a diagnostic cost and contract engine
  • Structured decision basis for partner and routing setup

03

Compliance foundation

Compliance as an architectural foundation, not a legal review at the end.

  • PCI-DSS Level 1 foundation and reduced PCI-scope options
  • Listed European structure
  • EDD and risk framework
  • Card-scheme monitoring with VAMP, MATCH, and BRAM
  • Practical governance for acquirer, scheme, and seller risk

Positioning

The gap between advice and operating infrastructure.

DPSE Advisory occupies a position that pure strategy firms, data-led optimizers, and PSPs do not fully cover.

Traditional payment strategy consultancies

Strong strategic depth, often enterprise-oriented and without operational acquirer activation.

Strategic architecture plus concrete execution through an existing acquirer and PSP network.

Talent and vendor-selection consultancies

Solid payment expertise and reach, but often with a mixed identity and no owned infrastructure.

Focus on architecture, operating model, commercial negotiation, and activation.

Data-led optimization firms

Strong in cost, interchange, and existing performance, usually for very large merchants.

Cost and contract discipline as part of a new or improved payment architecture setup.

PSPs and orchestrators

Provide rails, APIs, and processing, but are not independent from their own infrastructure.

Independent architecture advice with operational proximity to the relevant rails.

Approach

Four phases, from diagnosis to ongoing optimization.

The engagement is designed so strategic decisions do not end in a document. They become an operating model that can be activated.

Diagnostic

01

Purpose

Understand the current payment setup, contracts, routing logic, decline drivers, scheme exposure, risk architecture, and cost structure.

Typical deliverables

  • Current-state assessment
  • Payment architecture map
  • Commercial and risk diagnosis
  • Initial opportunity and constraint areas

Architecture

02

Purpose

Define the target architecture for gateway, acquirer, BIN, jurisdiction, risk segmentation, and MoR vs. single-merchant model.

Typical deliverables

  • Target architecture blueprint
  • Routing model
  • BIN and multi-MID strategy
  • Jurisdictional recommendation
  • Risk segmentation model

Setup

03

Purpose

Activate the operating model through the DPSE network, including acquirer discussions, PSP setup, compliance requirements, and commercial negotiations.

Typical deliverables

  • Acquirer and PSP activation roadmap
  • Negotiation support
  • Compliance setup plan
  • Implementation support

Optimization

04

Purpose

Monitor and improve after launch: routing, costs, risk logic, approval rates, and acquirer performance.

Typical deliverables

  • Performance review
  • Routing adjustments
  • Cost and approval-rate recommendations
  • Ongoing monitoring structure

Direct contact

Advisory engagements start with the person, not a form.

Alexander Herbst is the direct contact for advisory enquiries. Final contact details and the calendar link will be added after confirmation.

Alexander Herbst

Alexander Herbst

Founder & CEO

Alexander Herbst founded Deutsche Payment with a vision to revolutionize digital payment solutions in Europe. With extensive experience in fintech and financial services, he leads the company's strategic direction and growth initiatives.

Direct advisory email

advisory@deutsche-payment.com

Calendar

Calendar link pending

Contact Alex directly